UltraCar Insurance Provides Affordable Cross-State SR-22 Insurance To Virginia Drivers
This family-owned high-risk insurance provider helps Virginia drivers with cross-state SR-22 insurance.
- Virginia Beach-Norfolk-Newport News, VA-NC (1888PressRelease) September 23, 2022 - Drivers sometimes struggle to obtain affordably-priced high-risk insurance to reinstate their licenses. Finding low rates for SR22 or FR44 insurance is challenging because drivers who need it usually have checkered driving histories. Their driving records may include traffic citations, at-fault accidents, or DUI violations, making them risky prospects for insurance companies. Repeated traffic violations or accidents can cause drivers to accumulate too many demerit points, resulting in the DMV suspending their driver's license.
People sometimes think of SR-22 insurance as a replacement for auto insurance, but that's not the case. SR-22 is a high-risk insurance certificate individuals must file with their state DMV to reinstate their license. It's a financial responsibility form attached to their auto or non-owner insurance policy and filed with their state DMV. The filing proves that they have current, state-mandated insurance coverage. Guaranteed liability insurance coverage allows drivers to reinstate their driving privileges.
But there's another twist to SR-22 insurance that happens when someone has an existing SR-22 requirement and moves to another state. Census statistics show that the average American moves approximately 12 times in their life. Since Americans move from one state to another frequently, things become complicated for high-risk drivers with SR-22 insurance certificates.
States honor the SR-22 obligations of other states, so drivers cannot discontinue their SR-22 insurance when moving to another. The individual's new state will not issue a driver's license if they have an outstanding SR-22 filing in another state. Therefore, Virginia drivers moving to another state must keep their SR-22 insurance and get a secondary cross-state SR-22 insurance filing when moving.
Not all insurance providers can perform cross-state / out-of-state SR-22 insurance filings unless they are licensed in both states. For example, a Virginia driver moving to Florida will need an insurance provider licensed to provide SR-22 insurance in both Florida and Virginia. Given these conditions, cross-state SR-22 insurance can be complex for many drivers. They require assistance, and that's where UltraCar Insurance enters the picture.
In conversation, a company spokesperson shared, "Cross-state SR-22 insurance filings can be highly challenging and complicated. Many insurance providers can't perform these filings, so finding the right insurance company becomes even more frustrating. Fortunately, UltraCar Insurance has extensive experience helping high-risk drivers with cross-state insurance filings in nearly every state. Virginia drivers with an SR-22 obligation moving out of state can rely on us to make the cross-state filing process go smoothly."
The company's primary focus is providing high-risk auto insurance to drivers following a license suspension. They are well-versed in handling cross-state SR-22 filings, with over a decade of experience. High-risk Virginia drivers moving to another state can contact UltraCar Insurance via the details listed below.
About UltraCar Insurance
UltraCar Insurance is a family-owned insurance company based in the St. Louis metro area. They have been helping high-risk drivers with license reinstatements since 2012, offering standard SR-22 insurance in 34 states. The company also provides FR-44 insurance in Virginia and Florida and non-owner SR-22 and FR-44 insurance.
Contact UltraCar Insurance
Website: https://ultracarinsurance.com/
Contact: (888) 551-1991
Address: 801 S Woodlawn Avenue, Suite 26 | O’Fallon, MO 63366
Hours of Operation: Monday – Friday 8:00 AM – 5:00 PM Central
Saturday 9:00 AM – 3:00 PM Central
Fax: 636-542-4035
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