New InsuranceAgents.com article debunks the myth of standard car insurance rates, and expounds upon the factors which make standard rates impossible.
Chicago, IL (1888PressRelease) January 30, 2010 - The term standard car insurance rates is somewhat of an oxymoron because there are so many factors that go into determining each person's car insurance rates that the amount people pay for car insurance is all over the board.
According to the article recently published on InsuranceAgents.com, "Standard Car Insurance Rates: Do They Exist?," the chances of one driver paying the same rates as the next are slim to none. "Using the phrase standard car insurance rates can be a bit misleading since, really, there is no such thing," the article states. "Your car insurance rates vary on a number of factors so it is impossible to lump a majority of the same rate into a group and call it standard car insurance rates. Regardless, the best way to find the most affordable auto insurance quotes is to look online."
The factors listed include the state lived in, driving record, the type of vehicle, the extent of coverage interested in, and insurance score. In regards to insurance score, "Most insurance companies calculate a score that sums up your credit, claims, and payment history. If you score well you receive more competitive rates and if you score low you will receive higher rates. There is no such thing as standard car insurance rates in the eyes of most insurance companies."
There really is no such thing as standard car insurance rates. The article also suggests keeping in mind that there are a number of discounts drivers could be eligible for and not even know it. Consumers should ask about possible discounts that could reduce car insurance rates.
There are so many factors that go into determining rates and the range of those individual factors is so great, there are an infinite number of possibilities on how high or low car insurance rates will be.
New InsuranceAgents.com article debunks the myth of standard car insurance rates, and expounds upon the factors which make standard rates impossible. 
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