New opportunity for Russian Customers buy goods and electronics in USA using Credit and Loan Services from Tinkoff Credit Systems Bank. This news were published in Forbes.ru
(1888PressRelease) November 25, 2013 - Tinkoff Credit Systems Bank and http://www.vipoint.ru, a fully bonded product shipping service responsible for shipping items from USA based stores and auctions, have entered into a partnership agreement. Therefore, Russian citizens have received a priceless opportunity to make purchases on credit in any American online store. Credit lines range anywhere from 3 thousand Rubles to 200 thousand Rubles.
American market offers guaranteed quality products at prices which are, majority of the time, much lower than prices of similar products selling in Russia. In addition, the buyer is responsible for shipping costs associated with the purchase as well as commissions for VIPOINT.ru which, as of today, constitute 16% of the purchase price. Thus, buyer receives full price advantage, guaranteed quality original (not counterfeit) product, and does not have any issues with shipping. In case of the lost and/or damaged shipment, VIPOINT.ru compensates up to 100% of the purchase price or, based on client's request, re-purchases that same product at its own cost.
"We gave Russian citizens freedom, which they did not have before, to make purchases. For Russian buyer, price is one of the most important factors in purchase making process. Now, one can buy not only at the low price but also on credit. Combining that with the ability to pay for one's purchase at any online store in USA with any kind of payment, Russian client receives unprecedented, quality-based, safe, and convenient purchase-making process without leaving one's home or office. Such sale would not be possible without a reliable financial partner; primarily, for us it is Tinkoff Credit Systems Bank," said general director of VIPOINT.ru, Vitaliy Dolgov.
"We are happy to offer to the Russian consumer a new purchase making process. Our bank is the leader when it comes to online crediting system "KupiVKredit" which is used to make online-store purchases in Russia," noted the Head of the E-Commerce Department of TCS Bank, Dmitriy Yudin.
Purchases via VIPOINT.ru can be made in three ways:
by searching through Russian headings/menu lists and categories which have more than 200 million products;
by typing item's name in the search box using Russian keyboard where such search will be converted automatically to English and conducted in entire product database; or
by filling out a Special Order Form where the buyer can place a link for selected product of interest from any American online store or indicate name, brand, and model of the product. Specialists of VIPOINT.ru will search for the seller offering the lowest price on such product. Afterwards, they will notify the buyer of the final price as well as shipment details, guiding the entire delivery process up to buyer's doorsteps anywhere in Russian Federation.
"We do not only operate in Russia, we also operate throughout Eurasian Customs Union. Of course, majority of the purchases is made by Russian citizens; however, a large number of products are being purchased from Kazahstan. Although, credit availability at the time of the purchase is only available to citizens of Russian Federation," added Vitaliy Dolgov.
About VIPOINT.ru.
This company began its operations with russification of the subject heading/menus list of goods for eBay in September, 2012; this gave clients-individuals opportunity to purchase goods using standards forms of payment. Later, VIPOINT.ru created an opportunity to place an order from any American online store; there such client would need to fill out a special order form. During winter of 2012, VIPOINT.ru implemented a service for clients-legal entities giving opportunity to make any purchase in the USA through the use of factoring model and without registration of the export-import installment agreement. During the spring of 2013, delivery cost of one kilogram was included in the listed price of the product; thus, implementing a new discount system based on weight of all purchases made. In November, 2013, VIPOINT.ru was the first one to allow remote purchase of USA based products for Russian citizens on credit. VIPOINT.ru belongs to private entities from Russian Federation and United States, and is actively attracting investors throughout its development. Financial and economic indicators are not available to the public.
About Tankoff Credit Systems Bank.
TCS Bank is an innovative provider of online retail financial services operating in Russia through a high-tech branchless platform. In order to support its branchless platform, TCS Bank has also developed a "smart courier" network covering almost 600 cities and towns in Russia which allows next day delivery to many customers.
Since its launch in 2007 by Mr. Oleg Tinkov, one of the best known Russian entrepreneurs with a long track record of creating successful businesses, TCS Bank has grown into a leader in the Russian credit card market, with the third largest credit card loan portfolio and a market share of 7.7% based on non-delinquent receivables (according to Central Bank of Russia ("CBR") data, as of 1 July 2013). As of 30 June 2013 TCS Bank had issued over 3.5 million credit cards.
In addition to a market-leading credit card offering, TCS Bank has developed a successful online retail deposits program and currently has been expanding to bring additional innovative online products and services to Russian consumers, including mobile financial services, payment solutions and insurance.
As of 30 June 2013, TCS Bank's total assets amounted to US$2,419 million, loans and advances to customers stood at US$1,952 million and customer accounts (deposits) amounted to US$977 million. In the six months ended 30 June 2013, TCS Bank generated a net profit of US$79 million and net interest income of US$394 million.
TCS Bank is well capitalised with the CBR N1 capital adequacy ratio at 17.1% as of 1 July 2013, while under international Basel III guidelines, its total capital ratio was 22.0% and Tier 1 capital ratio was 15.0% as of 30 June 2013.
The Company's shares, in the form of Global Depositary Receipts, have been trading on the London Stock Exchange since October 2013.
Contact Us:
VIPOINT.ru Tinkoff Credit Systems Bank
Kyril Ladygin
Marketing Director
info ( @ ) vipoint dot ru
+7 925 198 4598, +7 499 277 1270
Anastasia Ovoshchnikova
COO at ViPoint, LLC
+1 312 380 0541
FTI Consulting London
Larisa Millings
+44 (0)20 7269 7153
FTI Consulting Moscow
Maria Shiryaevskaya
+7 495 795 06 23
New opportunity for Russian Customers buy goods and electronics in USA using Credit and Loan Services from Tinkoff Credit Systems Bank. This news were published in Forbes.ru 
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