Renters Should Know How To File a Renters Insurance Liability Claim

InsuranceAgents.com publishes a new guide, walking renters through the process of successfully submitting a renters insurance liability claim. End Quote

There are several things the policyholder should do in a liability case before filing a claim.

Chicago, IL (1888PressRelease) October 06, 2009 - Every renter is responsible for the safety of their guests—which is why renters insurance policies come with a certain amount of liability insurance. But the renter’s responsibility doesn’t end at simply obtaining a sufficient amount of liability insurance: they also have to know how to file a renters insurance liability claim, according to “Filing a Renters Insurance Liability Claim” on InsuranceAgents.com.

Liability insurance is intended to financially cover any medical or legal bills resulting from somebody getting injured (or their property damaged) at the policyholder’s residence. And because liability cases can end up costing thousands, even hundreds of thousands of dollars (it can easily got past the million-dollar mark in really bad cases), knowing how to properly file a claim will keep the policyholder out of a dire financial situation.

“Filing a liability claim doesn’t have to be a headache if you know how to go about it,” according to the article. “If you forget to document the event or neglect to include witnesses in your findings then you are only making the process more complicated. Filing a liability claim is something nobody hopes they ever have to do but if the situation arises, knowing how to handle the situation will make it easier on you and your insurance company.”

There are several things the policyholder should do in a liability case before filing a claim:
• Tend to the injured party immediately and call 911 if necessary.
• After the party is cared for, immediately document exactly what happened and gather any witnesses that may have seen anything and report their observations.
• If the injured party requires medical attention and plans on suing for any hospital bills, then the policyholder will need to immediately contact their insurance company and provide them with all documentation of the event as well as copies of the injured party’s hospital bill.

To learn more about liability issues, coverage and filing liability claims (and the claim process in general), or for to receive insurance quotes from up to five local agents, visit InsuranceAgents.com.

http://www.insuranceagents.com/renters-insurance-claim.html

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