A newly published article by InsuranceAgents.com illustrates how consumers with pre-existing conditions can find health insurance.
Chicago, IL (1888PressRelease) November 28, 2009 - It can seem like the road to getting proper healthcare is riddled with obstacles and dead-ends in the form of “pre-existing conditions.” A recent InsuranceAgents.com article, “Pre-Existing condition Health Insurance Options,” seeks to give healthcare-seekers a better understanding of how to obtain health insurance more easily.
“A lot of Americans struggle with some kind of debilitating illness or other condition that requires medical attention of some sort,” the InsuranceAgents.com article states. “That doesn’t mean everyone with a pre-existing condition is doomed. An important step in obtaining quality health insurance is to compare health insurance quotes online.”
There are also a few tips InsuranceAgents.com recommends healthcare-seekers take advantage of to boost their chances of getting an attractive health insurance policy:
1. Ask providers about “group of one.” Insurance companies can’t deny coverage for pre-existing conditions for members in group health insurance plans. “A group of one” allows a single individual to receive the same benefits as a group plan without actually being part of a group. However, this is only available in a dozen or so states, so be sure to ask.
2. “High-risk pools” are available in about 30 states and provides affordable healthcare for pre-existing conditions.
3. COBRA extends group health insurance benefits for a person who has recently been laid off but wants to hold onto their group plan.
4. Seek professional organization group insurance if your employer does not offer a group health plan.
Because insurance providers often road-block any applicant with a pre-existing condition, people that are denied medical attention and health insurance are oftentimes the ones who need it the most. But by utilizing some of the above tips and talking one-on-one with a local health insurance agent, individuals may be able to obtain sufficient healthcare.
For more information, or to receive free health insurance quotes, visit InsuranceAgents.com
A newly published article by InsuranceAgents.com illustrates how consumers with pre-existing conditions can find health insurance. 
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