13 percent of Pregnant Mothers Lack Health Insurance, according to a new InsuranceAgents.com article.
Chicago, IL (1888PressRelease) January 14, 2010 - The best way for mothers to ensure the best health for themselves and their children is to invest in health insurance, according to a new InsuranceAgents.com article. But timing is everything: with national healthcare costs on the rise, it's easiest and cheapest to get needed maternity coverage health insurance before a parent is pregnant instead of after.
But for those expecting moms who have no choice now but to find health care insurance while pregnant, know that, while the task may be more complicated, it's not impossible. According to the InsuranceAgents.com article, "How To Get Health Insurance While Pregnant," provides five ways for expecting moms to find the maternity coverage they need to make sure they and their babies have sufficient prenatal care.
Recent reports show that approximately 13 percent of pregnant women in the U.S. are uninsured. Even more are underinsured. That can lead to poor prenatal care for both mom and baby, leaving both to face possibly major future health risks.
"If you don't have health insurance while pregnant and lack the funds to visit the doctor regularly on your own dime, you face risks like your baby being underdeveloped, both you and the baby being robbed of necessary nutrients and vitamins, complications in your pregnancy, even a miscarriage," according to the article.
Numerous doctor visits, tests, sonograms, medical treatments, vitamins, delivery, and a variety of other maternity-related health services can get very, very expensive. Delivery of the baby alone can cost anywhere from $6,000-$10,000. Because health insurance and benefits are essential to obtaining these services affordably, here are five ways InsuranceAgents.com recommends pregnant moms consider to find coverage:
1. Government-funded programs
2. WIC (for low income women, infant and children)
3. Healthcare discount programs
4. State health insurance department programs
5. Employer-sponsored group healthcare plans
To find out more details about these different healthcare options, visit InsuranceAgents.com. And remember, healthcare applicants could benefit from consulting a professional-like a health insurance agent-for guidance.