In a struggling economy, homeowners can save cash with just a few techniques.
Chicago, IL (1888PressRelease) June 04, 2009 - Times are tough, and the monthly budgets of many Americans are taking a direct hit. The “extras” have taken a backseat and a big chunk of money is probably going straight to bills, like insurance premiums. It’s more important than ever for Americans, particularly homeowners, to learn how to save some extra cash.
Saving money on homeowners insurance policies is a possibility, according to a recently published article on Insuranceagents.com. Saving money on premiums doesn’t necessarily mean dropping certain coverage options or dropping homeowners insurance altogether.
The Insuranceagents.com article recommends homeowners do one or more of the following to save money on their homeowners insurance premiums: raise the deductible, manage credit, and regularly check quotes and benefits from other insurance companies.
Also, investing in security systems is a great way to save money on homeowners insurance premiums.
“Monitored security systems deduct the most amount of money from your home insurance premiums. They make your home less of a security risk,” according to the article. “[Even] installing little security items such as deadbolt locks can also save you some money.”
Other factors may also provide discounts to homeowners, such as senior citizen status or disability: homeowners who are above the age 55 (senior citizen status to most insurers) or have a disability may be eligible for a discount on their insurance premium. Also, long-time policyholders may also begin to earn discounts from 5-10 percent, if they haven’t made any claims for several years, according to Insuranceagents.com.
To save money on homeowners insurance, policyholders do not have to sacrifice coverage benefits or much-needed dollars.
“As the economy struggles, some Americans will have to balance premium home safety with savings; that means making decisions between the factors that are most important in protecting your property and family. Many do not realize that they can save on homeowners insurance and still have excellent coverage of their assets. Comparing homeowners insurance quotes is a must when looking to save and maintain top coverage.
In a struggling economy, homeowners can save cash with just a few techniques. 
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