Guide to Auto Insurance Riders Published

InsuranceAgents.com releases guide to car insurance riders, of which purchasing any may lead to savings down the road. End Quote

An auto insurance policy is legally required for drivers in most states. Adding insurance riders to one's policy may help them cut driving expenses.

Chicago, IL (1888PressRelease) September 15, 2009 - Sometimes you have to spend money to save money. This holds true for drivers and their auto insurance policies. A new article by InsuranceAgents.com suggests several coverage options, particularly policy riders, that drivers should consider purchasing to save money on their auto insurance policy.

The InsuranceAgents.com article, “Super Savings Auto Insurance Tips,” describes several auto insurance riders that many drivers are likely to need: a towing/repair rider, rental reimbursement rider, umbrella rider, and a custom rider. By buying any of the riders, drivers can save money down the road.

“[A rider] serves as additional benefits and ‘supplemental coverage’ or a way to adjust your policy by deleting coverage. You can add as many riders as you want. It’s great for protection and for saving money on vehicle insurance,” according to the InsuranceAgents.com article. “There are just some incidents that you don’t want to pay out of pocket for and you’ll need extra vehicle insurance.”

Drivers now more than ever are allowing their auto insurance policies to lapse, according to recent insurance reports. That is mostly due to stricter budgets and rising rates in auto insurance and auto expenses. However, an auto insurance policy is legally required for drivers in most states. Adding insurance riders to one’s policy may help them cut driving expenses.

The towing/repair and rental reimbursement rider are specific riders that provide drivers with the luxury of having their insurance carrier cover personal auto expenses (i.e. road side assistance, rental car costs, etc). Umbrella and custom riders are more like gap coverage options, ensuring that drivers don’t lose out on coverage or end up paying a significant amount of money out of pocket.

Drivers should keep in mind, however, that some riders can usually only be used once and is exhausted after you draw a claim on it.

If you are looking to save even more money, start by searching online for auto insurance quotes. Quotes allow you to find a policy and rate that better fit your budget and driving situation. Check online at InsuranceAgents.com for more information.

Staff contribution: Meha Ahmad

http://www.insuranceagents.com/auto-riders.html

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