InsuranceAgents.com publishes new article discussing the addition of homeowners insurance coverage for greater protection during the holidays.
Chicago, IL (1888PressRelease) November 26, 2009 - Oh, Christmas - the jolly holiday that everyone except Scrooge enjoys. After a night of caroling and drinking eggnog, families hop into bed every Christmas Eve curious to find out what Santa Clause brings them the following morning. Unfortunately, the only person who could be creeping around the house at night is a thief. According to a recently published article on InsuranceAgents.com, it’s in a homeowners best interest to increase their home insurance coverage during holidays.
The article, Boost Home Insurance During Christmas & Holidays, lists home burglaries and fires as the leading causes of home insurance claims during the holidays. Fortunately, there are several things homeowners can do to prevent home fires, burglaries and financial loss. First and foremost, they can increase their home insurance coverage and rest assured knowing their claim will be covered under a policy if it is filed. The second tip, and more obvious one, is to simply engage in holiday home safety.
Some of these tips include:
1. Using flame retardant holiday decorations
2. Placing candles in safe areas, or even not using lit candles at all
3. Not overloading extension cords
4. Being cautious when changing Christmas light bulbs
5. Keeping pets and children away from potentially dangerous décor as well as the kitchen while holiday dinners are being cooked
6. Never leaving still-cooking food in the kitchen unattended
7. Hiding away valuables, like jewelry and Christmas presents (putting them under the tree is the first place a burglar will look, so make sure they’re somewhere safe)
“U.S. Homeowners should consider the … holiday season as a chance to update their home insurance policy,” the article suggests. “They should also include extra home insurance coverage to the policy, even if it’s just temporary, in case a Christmas disaster isn’t fully covered by the original policy.”