The new InsuranceAgents.com article discusses wedding insurance plans, which protect couples from financial disaster when unforeseen event impact the wedding day.
wedding insurance is a smart choice because it is relatively low cost and can provide a plethora of coverage
Chicago, IL (1888PressRelease) October 04, 2009 - When it comes to wedding venues, there may be nothing more cozy or meaningful than an at-home wedding. Not only is it intimate, but it also offers the benefit of saving a ton of money that won’t be spent on renting an expensive venue. And while planning this at-home wedding, couples who plan on walking down the aisle tend to overlook one important detail: wedding insurance.
According to a recent article from InsuranceAgents.com, “At Home Wedding: Special Coverage For Your Special Day,” financially responsible couples planning at-home weddings will want at-home wedding coverage that will protect their happy day from financial disaster from an unforeseen event. Even couples who are renting a venue need some sort of wedding insurance.
“Whether you’re anticipating an at-home wedding with your closest loved ones or an extravagant affair at some off-site location, wedding insurance is a smart choice because it’s relatively low cost and can provide a plethora of coverage,” the article says. “Wedding insurance is a type of specialty insurance and can be found at the most competitive rates by comparing insurance quotes in your area.”
The most important coverage options to include in an at-home wedding insurance policy include:
• Injury/sickness – If the wedding has to be postponed due to an illness or injury, the postponement expenses will be covered.
• Missing officiant – Coverage in case the officiant of the ceremony is a no-show.
• Weather – Many at-home weddings tend to be outside in the backyard. Exposing the wedding to the elements poses the risk of it raining (or worse) on the wedding day. If the wedding falls victim to bad weather, the policy should cover any postponing-related expenses without penalty.
• Missing vendors – If the caterer/photographer/videographer fails to show up, your coverage should cover any related expenses.
A wedding is a joyous occasion that should be about celebrating the couple and toasting to the future. Not having proper wedding insurance will take away from the families’ peace of mind and make a happy event become a day fraught with financial risk.
To find out how to customize a wedding insurance policy, talk to a specialty insurance agent.